It is a product that establishes a price by age range for basic coverage and serious illness and it is fixed for additional people. Age of entry: 14 to 64 years. Permanency: up to 80 years with basic coverage and 80 with additional services.
Death due to any cause, with an insured amount that you choose freely.
- Accidental death and partial compensation for accident: Insured capital equal to the basic coverage, compensated additionally upon this contingency.
- Total permanent disability for illness or accident: It substitutes the basic coverage for death, for equal insured sum.
- Serious illnesses: Module that comprises seven illnesses, for which diagnosis the pre-established compensation is paid. The list includes the following illnesses: cancer, heart attack, stroke, coronary arteries surgery (by pass), heart valves substitution, chronic kidney failure, and AIDS (positive HIV).
- Transplants: Module that covers transplants of kidney, heart, heart-lung (block), bone marrow, and liver.
- Loss or decrease of income due to accident: Exclusive for freelance professionals. This coverage provides a prefixed compensation if the insured has an accident that prevents him/her from generating an income.
- Daily compensation for hospital stay due to accident: In these situations it offers a daily compensation determined at the moment of purchasing the coverage.
- Home care due to an accident: The established amount is paid for this coverage applies when the insured cannot perform by themselves two or more out of the five basic activities of daily life (having a shower, getting dressed, eating, moving, and going to the toilet)..
- Advanced payment for terminal illness: 50% of the basic capital is paid to the insured upon the diagnosis of a terminal disease.