How to act in an incident with your crops
In case there is an event you will need to communicate with the insurance company within three days of acknowledging it, under penalty of losing the right to be compensated, except you credit unforeseeable circumstances, force majeure or material impossibility without fault or negligence.
To do so, you will need to complete the report form where the most important details are required:
- Insured Identification:
- First and Last Name
- Address
- Policy number
- Type of crop
- State and/or height of it when the accident occurred
- Farm location
- Name of establishment.
- Date of occurrence of accident; phenomenon producing the event; affected hectares; estimated damage percentage.
- Contact telephone number to coordinate the assessment of damages.
Then, in case the policy holder cannot be present for the assessment, he/she must authorize someone else to represent them in order to agree with the inspection.
Our insured is obligated to submit to the company all necessary information to verify the accident or the extension of presentation on their part, and to allow the Insurer all necessary inquiries for such purposes.
How to proceed in an accident
You must communicate all occurred events in insured plots which require assessment on part of the insurer, within three days of acknowledgement under penalty of coverage expiration, except you credit unforeseeable circumstances, force majeure or material impossibility without fault or negligence.
The above mentioned includes cases where there is resowing.
Sancor Seguros Inspectors Assessor shall have access to insured establishments in order to carry out all the tasks scheduled in the procedure: inspections, confirmation of events, crops evolution control, yield estimations and harvest controls.
Notify the Insurance Company 20 days before the beginning of harvest, for each establishment and insured crop, in order to carry out the corresponding yield estimation.
How to proceed in an accident
In case of there in an event protected under this coverage, which generates damages or destruction to the insured object, you will need to notify the company in a period of three days after the occurrence of the accident.
Such notification must contained the moment or period of time when such damage occurred, together with the estimation of produced damages and details of each plot which you are claiming for, specifying if they have any other kind of insurance.
With regard to losses that may not be immediately identifiable in time, the insured must notify the insurance company at the moment such losses might be suitably identified.
Our insured must also provide the necessary assistance for determination and quantification of damage or destruction and they shall provide, in a timely manner, all the information and/or proves related to the claim.