Death due to any cause. It covers 24 hours, 365 days a year.
- Accidental death and partial compensation for accident: Insured capital equal to the basic coverage, compensated additionally upon this contingency.
- Total permanent disability for illness or accident: It substitutes the basic coverage for death, for equal insured sum.
- Serious illnesses: Module that comprises seven illnesses, for which diagnosis the pre-established compensation is paid. The list includes the following illnesses: cancer, heart attack, stroke, coronary arteries surgery (by pass), heart valves substitution, chronic kidney failure, and AIDS (positive HIV).
- Transplants: Module that covers transplants of kidney, heart, heart-lung (block), bone marrow, and liver.
- Loss or decrease of income due to accident: Exclusive for freelance professionals. This coverage provides a prefixed compensation if the insured has an accident that prevents him/her from generating an income.
- Advanced payment for terminal illness: 50% of the basic capital is paid to the insured upon the diagnosis of a terminal disease.